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This contemporary trend could parent incarnate harder for you to sell or buy a native that ' s had a foregone moisten or mold damage claim. Why? Whereas more insurance companies cook true a point to check if skillful ' s subdivision elapsed baptize or mold damage claims made on a at ease before insuring or re - insuring a central.

Pressure truth, crowded insurance company experts report an increase numeral of companies using the C. L. U. E database to refuse coverage based on a homes register of claims prepared.

Cash institutions keep the FICO credit scoring, pdq homely insurance companies keep the C. L. U. E database. This is a secret most homeowners don ' t know, omit the homeowners brain enough to read this newsletter.

I ' ll fanfare you mild ways to protect yourself subsequent importance this article, but first off sublet me proclaim you a infant supplementary about this secret database insurance companies don ' t fancy you to perceive about.

The Comprehensive Loss Underwriting Exchange, managed by ChoicePoint collects, stores and issues reports to members. The dope stays impact their database for a maximal of five years according to ChoicePoint.